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He supposed that it is illegal because it misrepresents when the check was signed, much as it would be on a notarized document. (That is if the bank is doing their job) High Soci I've never heard of "pre-dating" a check.I supposed that it is, in fact, legal since the date is not intended to represent the date of the signing, but rather it is to be understood that the date indicates when the check is valid. I think you're talking about the same thing that Tinker is.The loss may include damages for dishonor of subsequent items under Section 4-402. You're writing a future date on the check, not past, to ensure that the check will not be deposited before that day.Keep in mind that this may change from place to place, since not every country has the same rules.As noted in another question, banks have different policies regarding post-dated checks before the post-date, although it seems most will accept the check as long as the check issuer hasn't contacted the bank.If a bank has a policy of NOT accepting post-dated checks before the post-date, and the recipient tries to cash the check at a teller, the teller can easily say no. The reader can't always read all handwriting, and I would imagine it would be bad UX to refuse the check because it couldn't read the date.Don't know if it is legal or not, but then again...who really stops at a stop sign when no other car is coming or slows down at a yellow light?
Was it illegal of them to deposit the check before the fifth, or is post-dating merely a suggestion with no legal basis? The date on the check is merely for reference (except to the extent that a personal check is not valid after typically 6 months from the issue date) and neither the bank nor the payee has any legal obligation to honor it.
But I also can't imagine there is a person that manually reads every check that comes in, looking at the date. If no, how does the bank verify the date, or do they not?